Buying an apartment is one of the biggest financial decisions in life. The good news is that the basic legal due diligence of property in Georgia is relatively straightforward —With cadastral code andWith an extract from the Public Registry. This article will show you step by step what to check before leaving a property.
1. Request the cadastral code
The cadastral code is the unique number of the property (e.g., 01.10.12.345.678). A trustworthy seller will share it with you without any issues. If the seller refuses to provide the code — This is the first warning sign.
2. Obtain an extract from the Public Registry
You can obtain an extract from the official website of the Public Registry or at a service center. The extract will include:
- Owner(s) — Does it match the seller? If there are several owners, the consent of all of them is required.
- Space — Compare with what is stated in the listing.
- Mortgage — Is the property mortgaged to the bank?
- Seizure — Are there any restrictions on the property?
- Other legal restrictions — E.g., lease or usufruct.
3. If the property is encumbered by a mortgage
This does not automatically stop the transaction — many apartments are sold with a bank mortgage. The key is to structure the transaction correctly: Your money will first be used to pay off the bank’s debt, and then the property will be transferred to you. In such a case, involve the bank and the notary.
4. Lien — A serious warning sign
The alienation of seized property is restricted. Do not pay the money until the lien is lifted.
5. Check physically
- Whether the actual apartment matches the cadastral plan;
- Whether there is any illegal addition or alteration;
- Utility bills (electricity, water, gas, sanitation);
- In a newly constructed building — the status of commissioning.
6. Order and Agreement
- Pay only under a written contract specifying the cadastral code, price, and terms and conditions.
- Opt for bank transfers instead of cash.
- In difficult cases, involve a notary or a lawyer. For guidance, seeSample contracts.
How NULI.GE helps you
On NULI.GE, the seller can specify the cadastral code, which appears in the listing along with the link to the extract. No second application will be accepted for a single cadastral code, which reduces the number of duplicates and fraudulent offers. When choosing a broker’s serviceNULI.GE Broker He checks the documents himself.
Frequently Asked Questions
Where can I find the landlord?
In the extract from the Public Registry, according to the cadastral code.
Is it possible to buy an apartment encumbered with a mortgage?
Yes, if the transaction is structured in such a way that the bank’s debt is paid off first and then the ownership is transferred.
How many bets should I leave?
The amount of the down payment is agreed upon by the parties. The key is to have everything documented in writing and to inspect the property beforehand.
the article is informative and does not constitute financial, tax or legal advice. Consult with a specialist before making an important decision.
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